How It Works
Step-by-step operational workflows for fund recovery claims, capital advance loans, payment card issuance, international wires, and KYC compliance.
Asset Restitution & Dispute Lodging Process
From evidence intake to legal merchant clawback, our forensic pipeline is engineered for results.
Claim Submission & Intake Dossier
Fill out our secure dispute form. Detail the transactions, perpetrator details, scam communications, and payment rails utilized (wire, card, or crypto wallet).
- Identification of loss amounts and merchant accounts
- Uploading receipts, chat logs, and TX hashes
- Instant docket reference code generation
Forensic Audit & Asset Tracing
Our certified fraud investigators trace transaction hops across banking rails or blockchain ledgers, identifying centralized off-ramps and beneficial corporate owners.
Dispute Lodging & Statutory Demands
We file formal arbitration bundles under Visa/Mastercard Core Rules, SWIFT recall mandates, or statutory ombudsman complaints, freezing recipient accounts.
Restitution Clearance & Settlement Payout
Recovered capital is cleared through authorized escrow accounts and credited directly to your Creston balance for wire or card withdrawal.
Pre-Settlement Capital Advance Loan Process
Bridge financing secured directly against your pending case restitution so you don't have to wait for court or bank clearance.
Online Loan Application & Facility Sizing
Select your desired advance amount ($1,000 to $250,000) and choose flexible repayment terms from 6 to 60 months with our dynamic calculator.
- Fixed 3.5% APR calculation with zero hidden fees
- Linked directly to your active claim docket
- No impact on consumer credit rating
Underwriting Committee Risk Evaluation
Our credit officers review the evidentiary strength and projected recovery value of your open claims to structure your non-recourse advance.
Facility Approval & Term Structuring
Upon credit committee approval, you receive a transparent disclosure detailing your repayment schedule, principal, and total interest.
Direct Capital Disbursement
Approved advance funds are instantly disbursed into your ledger balance, available for wire transfer or loaded onto your payment card.
Restitution Payment Card Issuance Workflow
Direct debit/credit cards linked to your recovery vault for frictionless spending and cross-border disbursements.
Card Tier & Currency Selection
Select your card specification (Visa Platinum, Mastercard Corporate, or Custom Restitution Card) and denominated currency (USD, EUR, GBP).
- Choose Virtual or Physical card format
- Specify customized cardholder imprint name
- PCI-DSS 256-bit encrypted credential generation
Identity & Account Compliance Verification
Our compliance desk cross-references card registration with your verified KYC dossier to ensure card scheme licensing compliance.
Card Production & Digital Credential Provisioning
Virtual cards are instantly provisioned in your portal with full 16-digit PAN, CVV, and expiration. Physical cards are pressed with EMV chips.
Restitution Balance Loading & Global Use
Directly spend or withdraw recovered restitution at over 40 million merchants and ATMs worldwide with zero currency conversion penalty.
Cross-Border International Wire Protocol
Institutional SWIFT and SEPA banking conduits for secure high-value restitution settlement transfers.
Beneficiary Coordinate Lodgment
Provide destination bank name, SWIFT/BIC code, IBAN/Account number, and intermediary routing coordinates via our encrypted banking interface.
AML & International Sanctions Clearance
Wire orders undergo electronic clearing against FATF AML lists and OFAC/EU sanctions registries to guarantee unimpeded cross-border passage.
Correspondent Bank Transmission (SWIFT MT103)
Our treasury desk broadcasts an official SWIFT MT103 wire instruction with dedicated recovery reference tagging to prevent recipient bank holds.
Direct Credit & Settlement Release
Funds credit to your destination bank account within 24 to 72 business hours accompanied by official banking clearance documentation.
Identity Verification (KYC) Workflow
Bank-grade identity certification ensuring secure client authentication and legal claim dispute standing.
Government Document Upload
Upload high-resolution scans of your Passport, National ID, or Driver's License alongside front and back verification images.
Facial Biometric & Selfie Authentication
Submit a verification portrait holding your identity document to prevent synthetic identity theft and unauthorized proxy claims.
Payment Card & Address Binding
Register your settlement payment card and billing address to certify payment ownership under Visa/Mastercard merchant dispute rules.
Compliance Clearance & Account Unlocking
Upon compliance officer certification, your account is upgraded to Verified Status, unlocking all transactions, balances, and recovery claims.
Documentation Checklist for Swift Processing
Having these verified records ready ensures same-day docket assignment across all service lines.
- Government Identification: Valid passport, driver's license, or national ID card.
- Transaction Receipts: Official bank debit slips, wire confirmations, or card receipts.
- Merchant Correspondence: Emails, WhatsApp/Telegram logs, or dispute notifications.
- Cryptocurrency TX Hash: Blockchain explorer transaction IDs (for digital asset claims).
- Registered Payment Card: Active debit or credit card to verify ownership for restitution.
- Accurate Factual Summary: Chronological account of dates, representatives, and amounts lost.