Refund Disclaimer

1. Third-Party Determinations and Discretion

Creston Refund Services acts as an investigative consultancy and dispute representative. We do not maintain sovereign judicial authority, nor do we operate the banking clearing networks. Final decisions regarding whether a chargeback is approved, an unauthorized wire transfer is recalled, or a merchant's account is debited rest exclusively with independent third parties:

• Issuing & Acquiring Financial Institutions: Commercial banks and credit unions that evaluate disputes under their internal fraud policies and local statutory regulations.
• Card Payment Networks: Visa, Mastercard, and American Express arbitration committees who render final binding determinations on disputed chargeback appeals.
• Centralized Cryptocurrency Exchanges: Compliance and legal units of digital asset exchanges reviewing freeze requests in accordance with their terms of service and subpoena protocols.
• Judicial & Regulatory Ombudsmen: Government agencies adjudicating statutory complaints.

2. Non-Refundable Administrative Charges & Sunk Costs

When an administrative processing charge or specialized forensic tracing retainer is assessed, such fees are dedicated immediately to covering actual out-of-pocket operational costs incurred on your behalf. These sunk costs include:

• Proprietary blockchain analytics queries and high-tier forensic API data calls across multiple distributed ledger clusters.
• Document apostille, sworn translations, and statutory filing fees submitted to offshore financial registries.
• Specialist analyst hours dedicated to building evidentiary dossiers, entity link mapping, and forensic audits.

Consequently, administrative processing fees are non-refundable once investigative labor has commenced, regardless of whether the final third-party banking determination is favorable.

3. Cryptographic and Blockchain Recovery Realities

Cryptocurrency transactions are mathematically irreversible by design. When stolen assets are routed through decentralized mixers (e.g., Tornado Cash), peer-to-peer off-ramps, or privacy-focused blockchains (e.g., Monero), complete asset reclamation may prove technically impossible.

Our blockchain investigative reports provide court-admissible forensic intelligence establishing the flow of stolen funds into identifiable centralized exchange deposit addresses. However, freezing and retrieving those assets requires exchange compliance cooperation and competent legal process.

4. Historical Metrics and Case Study Disclosures

Any success rates (e.g., our 98.5% case screening accuracy), recovered dollar statistics ($50M+), client reviews, or published case studies presented on this website are illustrative of historical performance on verified, screened claims. They do not constitute an explicit or implied warranty regarding the outcome of your specific case. Each dispute possesses unique factual, temporal, and jurisdictional characteristics.

5. Time Sensitivity & Statute of Limitations

Most banking dispute frameworks operate under strict statutory deadlines:

• Card Schemes: Typically 120 calendar days from the transaction date or expected delivery date under Visa/Mastercard dispute rules.
• Wire Transfers: Recall efficiency degrades substantially within 24 to 72 hours following outbound clearing.
• Civil Fraud Actions: Subject to local statutes of limitation (frequently 1 to 3 years).

Delays in client evidence submission may extinguish your statutory recovery rights under applicable banking bylaws.

6. Client Acknowledgment & Informed Consent

By submitting a claim, registering on our platform, or engaging our services, you expressly confirm that you have read, understood, and agreed to this Refund Disclaimer in its entirety, and that you are retaining our investigative expertise with full awareness of the inherent uncertainties of financial dispute outcomes.